*APR=Annual Percentage Rate. Rates quoted are 'as low as' rates and are based on Risk Based Lending AAA credit with Auto Pay and Payment Protection. Rates may be higher depending on creditworthiness. Auto Pay requires either payroll deduction or direct deposit, with an automatic transfer of payment due. Payment Protection requires Member Pay Credit Life and Disability Insurance for qualifying members. Add 1/2% for loans without Auto Pay and Payment Protection or add 1/4% for loans with Auto Pay only. Rates subject to change without notice.


Please contact the branch if you will be traveling out of the state or out of the country. Keystone FCU takes debit and credit card fraud very seriously. If you use your card while traveling, our fraud department may block your card to prevent fraudulent transactions. If you notify one of our branches in advance of your travels, we will be able to better monitor the difference between fraudulent and legitimate activity. Please note that our fraud department will always do everything possible to ensure the safety of your funds.