Keystone Federal Credit Union offers Standard, Gold, and Platinum MasterCard® credit cards. Our Standard and Gold cards feature low fixed rates and no annual fees. Card limits can be pre-established for $200.00 to $20,000.00. As of October 7th, 2013, Keystone FCU's Standard MasterCard® has a rate of 17.38% APR* on purchases and 12.46% APR on cash advances. Keystone FCU's Gold MasterCard® has a rate of 12.46% for purchases and cash advances. Keystone FCU's Platinum MasterCard® offers a variable rate determined on November 1st of each year and is based on the Prime Interest Rate as published in the Wall Street Journal. Like the Standard and Gold cards, the Platinum card also has no annual fee (See a Member Service Representative for current rates). Also, all Platinum Keystone MasterCard® cardholders earn UChoose Rewards points for each dollar charged, which can be exchanged for travel awards, services, and merchandise.
*APR = Annual Percentage Rate