Share Certificate & IRA Rates Back to Rates page

Share Certificate & IRA Rates

Rates Effective: 6/8/16

  Minimum Balance Rate APY(Yield)
6 Month Certificate $1000 0.24% 0.24%
12 Month Certificate/IRA $500 0.40% 0.40%
18 Month Certificate/IRA $500 0.49% 0.49%
18 Month Flexible IRA Share Certificate** $30000 0.36% 0.36%
24 Month Certificate/IRA $500 0.59% 0.59%
30 Month Certificate/IRA $500 0.79% 0.79%
IRA Share Rate $5 0.13% 0.13%

**Three deposits are allowed per quarter. No penalties will be imposed on the mandatory withdrawal of IRA funds (required minimum distribution) or upon the death of the owner. Withdrawals not falling into either of those categories will be limited to three per calendar quarter. If more than three withdrawals occur, the account must be closed.

Jumbo & Student Share Certificates

Click here for Share Certificate Truth-in-Savings Disclosure

"APY" stands for Annual Percentage Yield

Rates are compounded and credited monthly. Share, Share IRAs and Money Market rates may change monthly. Share Certificate rates may change weekly. A penalty applies for early withdrawal of Share Certificates.


The IRA Share Account and Money Market Account are Variable Rate Accounts and the rate may change after the account is opened.