Auto Loan Rates Back to Rates page

Rewards Discounted Auto Rates

NEW AUTO 80% Financing 100% Financing
Less than 36 Months 1.99% APR** 2.09% APR**
From 36 to under 48 Months 2.09% APR** 2.19% APR**
From 48 to under 60 Months 2.19% APR** 2.49% APR**
*From 60 to under 66 Months 2.49% APR** 2.99% APR**
*From 66 to under 72 Months 2.99% APR** 3.49% APR**
*72 Months 4.24% APR** 4.74% APR**
 
USED AUTO 80% Financing 100% Financing
Less than 36 Months
Model Years 2009 - 2014 2.69% APR** 3.19% APR**
Model years 2006 - 2008 4.89% APR** 5.39% APR**
Model Years 2005 and Older 5.59% APR** 6.09% APR**
From 36 Months to under 48 Months
Model Years 2009 - 2014 2.84% APR** 3.34% APR**
Model years 2006 - 2008 5.04% APR** 5.54% APR**
Model Years 2005 and Older 5.69% APR** 6.19% APR**
From 48 Months to under 60 Months
Model Years 2009 - 2014 2.99% APR** 3.49% APR**
Model years 2006 - 2008 5.19% APR** 5.69% APR**
Model Years 2005 and Older 5.79% APR** 6.29% APR**

* Financing for terms greater than 60 months is available for loan amounts of $20,000 or greater.

APR = Annual Percentage Rate

**Rates quoted are an 'as low as' rate and are based on Rewards Based Lending AAA credit with Auto Pay and Payment Protection. Rates may be higher depending on credit worthiness. Auto Pay requires either payroll deduction or direct deposit, with an automatic transfer of payment due. Payment Protection requires Member Pay Credit Life and Disability Insurance for qualifying members. Add 1/2% for loans without Auto Pay and Payment Protection or add 1/4% for loans with Auto Pay only.

RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE